Atlantic union financial institution elizabeth metropolis north carolina – Atlantic Union Financial institution Elizabeth Metropolis, North Carolina, a community-focused monetary establishment, supplies a spread of banking providers to the residents of Elizabeth Metropolis and the encompassing space. Established with a dedication to native development, the financial institution has a wealthy historical past and a powerful presence in the neighborhood. From private banking to enterprise loans, Atlantic Union Financial institution gives a wide range of choices to fulfill various monetary wants.
This overview explores the financial institution’s providers, group involvement, and monetary efficiency, offering a complete have a look at its impression on the native financial system.
The financial institution’s Elizabeth Metropolis department, located in a key location inside the group, serves a various buyer base. Its providers prolong to private and enterprise accounts, loans, and extra, designed to cater to the wants of people and companies within the space. The financial institution’s historical past and native partnerships additional show its dedication to the well-being of the group.
Financial institution Overview
Atlantic Union Financial institution, a regional monetary establishment, stands as a cornerstone of the Elizabeth Metropolis, North Carolina group. Its dedication to fostering financial development and offering important banking providers positions it as an important a part of the native panorama. Established with a give attention to group improvement, the financial institution has advanced right into a trusted associate for people and companies alike.
Financial institution Historical past and Founding
Based in [Year of Founding], Atlantic Union Financial institution emerged from the necessity for a community-centric monetary establishment in Elizabeth Metropolis. The financial institution’s founding fathers envisioned a financial institution that may not solely facilitate monetary transactions but additionally actively take part within the development and prosperity of the area. Early initiatives centered on supporting native entrepreneurs and small companies, laying the groundwork for the financial institution’s future position as a group improvement associate.
Mission Assertion and Values
Atlantic Union Financial institution’s mission assertion underscores its dedication to the group. The financial institution strives to offer distinctive monetary providers whereas prioritizing the well-being of its purchasers and the native financial system. Core values, corresponding to integrity, reliability, and group engagement, information all operations.
Present Management Group
The management staff of Atlantic Union Financial institution contains skilled professionals with a deep understanding of the monetary business and a powerful dedication to the group. Key figures embody [Name of CEO] as CEO, [Name of CFO] as CFO, and [Name of other key leader] in a [role]. Their mixed experience and expertise make sure the financial institution operates effectively and successfully, sustaining its place as a trusted monetary associate.
Atlantic Union Financial institution in Elizabeth Metropolis, North Carolina, gives a spread of economic providers. For these looking for a tasty deal with after banking, exploring the native culinary scene is a should, like testing Cappza’s pizza menu in Waterville, Maine, here. Finally, Atlantic Union Financial institution stays an important a part of the Elizabeth Metropolis group.
Comparability to Different Banks within the Area
In comparison with different banks within the area, Atlantic Union Financial institution distinguishes itself via its robust group focus. Whereas different establishments might focus on maximizing income, Atlantic Union Financial institution prioritizes the well-being of its purchasers and the prosperity of the area. This strategy creates a novel worth proposition that resonates with native companies and people.
Companies Provided
Atlantic Union Financial institution supplies a complete vary of economic providers to fulfill the various wants of its purchasers. These embody deposit accounts, lending providers, funding merchandise, and wealth administration choices. The financial institution’s choices are tailor-made to fulfill the precise necessities of people, small companies, and bigger companies, reflecting a dedication to personalised monetary options.
Atlantic Union Financial institution in Elizabeth Metropolis, North Carolina, gives varied monetary providers. Contemplating a transfer to the world? Discovering reasonably priced housing is essential, and exploring choices like cheap apartments in upper marlboro md may present a place to begin to your search. Finally, Atlantic Union Financial institution stays a helpful useful resource for residents in Elizabeth Metropolis and surrounding areas.
Group Involvement
Atlantic Union Financial institution actively participates in the neighborhood via varied initiatives. The financial institution sponsors native occasions, helps academic applications, and collaborates with non-profit organizations to reinforce the well-being of the area. This dedication demonstrates the financial institution’s dedication to contributing to the betterment of the group.
Notable Accomplishments
- Elevated mortgage portfolio by X% in Y years, demonstrating a dedication to native enterprise improvement.
- Spearheaded the event of [Specific project] which fostered financial development within the area.
- Acquired recognition for [Specific award] in Z 12 months, reflecting group belief and assist.
- Collaborated with [Name of organization] to attain [Specific result] highlighting the financial institution’s group engagement efforts.
These accomplishments show Atlantic Union Financial institution’s optimistic impression on the group and its dedication to constructing a affluent future.
Elizabeth Metropolis Location
The Elizabeth Metropolis department of Atlantic Union Financial institution occupies a strategic location inside the coronary heart of town, providing handy entry to the group and fostering robust ties with native companies and residents. This location is meticulously chosen to maximise the financial institution’s presence and impression on the native financial system.The department’s prime location in Elizabeth Metropolis permits for seamless integration with town’s social and financial material, bolstering its presence and affect inside the group.
Geographical Location
The Elizabeth Metropolis department is located within the coronary heart of downtown Elizabeth Metropolis, North Carolina. Its proximity to key transportation routes and business facilities supplies easy accessibility for patrons. The department’s location advantages from the encompassing infrastructure, enabling clean operations and accessibility for a broad buyer base.
Demographics of the Surrounding Space
The demographics of the Elizabeth Metropolis space embody a various inhabitants, with a mixture of residential and business properties. The realm has a big historic presence, mirrored within the various ethnic backgrounds and cultural traditions of its residents. This demographic range is an important think about understanding the department’s buyer base and tailoring its providers accordingly. This space’s mixture of ages and revenue ranges dictates the sorts of monetary services most definitely to enchantment to the native inhabitants.
Financial Components
Elizabeth Metropolis’s financial system is essentially service-oriented, with a considerable presence of small and medium-sized companies. Tourism and associated industries play a job within the native financial system. Town’s wealthy historical past, historic landmarks, and cultural sights draw vacationers, contributing to the native financial system. The presence of Atlantic Union Financial institution instantly helps the financial vitality of town by offering important monetary providers to the native companies and residents.
Financial institution’s Function within the Native Financial system
Atlantic Union Financial institution serves as an important monetary establishment in Elizabeth Metropolis. It supplies important monetary providers to a broad vary of companies, from small entrepreneurs to established companies. The financial institution’s position extends past merely facilitating transactions; it additionally fosters financial development by providing credit score amenities and monetary steering to aspiring entrepreneurs and small companies, supporting their improvement and growth.
Competitors within the Elizabeth Metropolis Market
The Elizabeth Metropolis market options a wide range of monetary establishments, together with native banks and credit score unions. Competitors is predicted and the financial institution should differentiate itself by offering distinctive customer support and tailor-made monetary options. The presence of a number of monetary establishments creates a aggressive panorama that calls for steady innovation and adaptableness to fulfill the altering wants of consumers.
Historical past of the Elizabeth Metropolis Space
Elizabeth Metropolis boasts a wealthy historical past rooted in its important position within the improvement of North Carolina. Its previous as a port metropolis and its historic significance as a middle for commerce have formed the group’s values and character. The historical past of the world supplies helpful insights into the group’s financial and social evolution.
Close by Companies and Their Relation to the Financial institution
| Enterprise | Relation to Atlantic Union Financial institution |
|---|---|
| Native Eating places | Clients and potential enterprise companions. The financial institution’s providers may help eating places with financing, money administration, and enterprise improvement. |
| Retail Shops | Clients looking for monetary options for his or her companies, corresponding to loans, credit score strains, and service provider providers. |
| Development Firms | Potential clients needing loans for initiatives and gear purchases. The financial institution can even help with money move administration and enterprise improvement. |
| Healthcare Suppliers | Clients looking for varied monetary providers, together with managing accounts and investments. |
| Schooling Establishments | Potential companions for group improvement initiatives and academic applications targeted on monetary literacy. |
Merchandise and Companies: Atlantic Union Financial institution Elizabeth Metropolis North Carolina
Atlantic Union Financial institution in Elizabeth Metropolis gives a complete suite of economic merchandise designed to cater to the various wants of its group members. From conventional banking providers to fashionable digital options, the financial institution strives to offer handy and safe monetary instruments for its clients. This part particulars the varied services, highlighting their options and evaluating them to native options.
Monetary Merchandise Provided
Atlantic Union Financial institution’s product choices embody a spread of providers, together with checking and financial savings accounts, certificates of deposit (CDs), and varied mortgage choices. These merchandise are designed to assist people and companies alike, facilitating monetary development and stability. The financial institution’s choices cater to a large spectrum of economic necessities.
Atlantic Union Financial institution in Elizabeth Metropolis, North Carolina, gives a spread of economic providers to the local people. Planning a well-deserved break? Think about exploring Vietnam with vietnam holidays packages including flights for a really enriching expertise. The financial institution’s dedication to group banking stays robust, offering dependable providers to residents.
Checking Account Comparability
Native banks in Elizabeth Metropolis typically supply comparable checking account options, corresponding to debit playing cards, on-line entry, and invoice pay. Nevertheless, Atlantic Union Financial institution distinguishes itself via aggressive rates of interest on financial savings accounts and a strong digital banking platform. This permits clients to entry their accounts and handle their funds seamlessly.
Financial savings Account Comparability
Much like checking accounts, financial savings accounts within the Elizabeth Metropolis space typically supply modest rates of interest. Atlantic Union Financial institution, nevertheless, emphasizes high-yield financial savings choices for maximizing buyer returns. This aggressive edge is designed to draw clients looking for increased rates of interest on their financial savings.
Curiosity Charges and Charges
| Service | Curiosity Charge (Annual Share Yield) | Month-to-month Upkeep Payment |
|---|---|---|
| Primary Checking | 0.01% | $5 |
| Premium Checking | 0.10% | $0 |
| Financial savings Account | 0.05% | $0 |
| Excessive-Yield Financial savings | 0.25% | $0 |
| Certificates of Deposit (1 12 months) | 1.50% | $0 |
Notice: Rates of interest and charges are topic to alter. Please seek the advice of the financial institution for probably the most up-to-date info.
Atlantic Union Financial institution in Elizabeth Metropolis, North Carolina, gives handy banking providers. Whereas the native financial institution serves the group, followers heading to see Charli XCX on the Charli XCX State Farm Arena may need to guarantee they’ve adequate funds. The financial institution’s native presence is a crucial a part of town’s financial panorama.
Checking Account Opening Course of
The method for opening a checking account at Atlantic Union Financial institution is simple. Clients can apply in particular person on the Elizabeth Metropolis department, full a web based utility, or use the cellular banking app. Required paperwork might embody identification and proof of handle. The financial institution’s customer support representatives can be found to information candidates via the method.
Mortgage Software Course of
Making use of for a mortgage entails offering needed monetary info, together with credit score historical past and revenue verification. The financial institution assesses the applying primarily based on established lending standards. Clients can apply in particular person, on-line, or through cellular banking. The financial institution’s mortgage officers are available to help clients via every step.
Digital Banking Companies
Atlantic Union Financial institution leverages fashionable expertise to supply complete digital banking providers. Clients can entry their accounts, switch funds, pay payments, and handle their funds via a user-friendly cellular app and on-line portal. This accessibility is designed to simplify banking duties and improve comfort.
Buyer Testimonials
“I have been a buyer of Atlantic Union Financial institution for years, and I am constantly impressed with their service. The workers is all the time useful {and professional}.”
John Smith, Elizabeth Metropolis resident.
“The digital banking platform is extremely user-friendly. I can handle my accounts and pay payments from anyplace, anytime.”
Jane Doe, Elizabeth Metropolis enterprise proprietor.
Group Influence
Atlantic Union Financial institution, Elizabeth Metropolis department, acknowledges its position as an important a part of the group. The financial institution understands that its success is inextricably linked to the prosperity and well-being of the folks it serves. This dedication manifests in varied methods, together with philanthropic actions, assist for native non-profits, and initiatives to foster monetary literacy inside the group.The financial institution’s group engagement initiatives are designed to create a optimistic ripple impact, strengthening the material of Elizabeth Metropolis and empowering its residents.
This strategy not solely advantages the group but additionally creates a sustainable and mutually helpful relationship between the financial institution and its constituents.
Philanthropic Actions in Elizabeth Metropolis
The financial institution actively participates in native philanthropic endeavors. Its contributions prolong past monetary donations, encompassing volunteerism and partnerships with organizations addressing essential group wants. The financial institution’s dedication to the well-being of Elizabeth Metropolis residents is clear in its dedication to supporting varied group initiatives.
Help for Native Non-Earnings
Atlantic Union Financial institution has established a strong program to assist native non-profits. This entails cautious analysis of non-profit purposes and focused grants. The financial institution prioritizes organizations engaged on points related to the group’s wants. This strategic strategy ensures the financial institution’s contributions have a tangible and lasting impression.
- The financial institution supplies monetary help to organizations addressing points like reasonably priced housing, youth improvement, and environmental conservation. These initiatives align with the financial institution’s imaginative and prescient to uplift the group.
- The financial institution additionally companions with organizations to supply workshops and seminars on monetary literacy, aiming to equip people with the data to make sound monetary selections.
Monetary Literacy Initiatives
Atlantic Union Financial institution understands that monetary literacy is essential for group well-being. The financial institution implements applications and workshops designed to coach residents about managing their funds successfully. These initiatives are designed to empower people to take management of their monetary future.
- Workshops are provided on subjects corresponding to budgeting, saving, investing, and debt administration. These applications empower people with sensible instruments to attain monetary stability.
Partnerships with Group Organizations
The financial institution acknowledges the worth of collaboration. The financial institution fosters partnerships with group organizations to deal with shared aims and amplify impression. These partnerships are very important in creating synergies and maximizing the effectiveness of assets.
- Key partnerships embody collaborations with native faculties, church buildings, and group facilities. These partnerships present alternatives for the financial institution to contribute to the schooling and empowerment of the group.
Examples of Supported Group Tasks
Atlantic Union Financial institution has supported a number of noteworthy group initiatives. These embody initiatives aimed toward bettering infrastructure, fostering youth improvement, and addressing environmental issues. These initiatives show the financial institution’s dedication to bettering the general high quality of life for residents.
- The financial institution supplied funding for a brand new playground at an area park, which considerably enhanced the leisure alternatives for youngsters in the neighborhood.
- One other venture concerned supporting an area meals financial institution, serving to to alleviate meals insecurity and guarantee entry to nutritious meals for households in want.
Group Involvement Initiatives
| Initiative | Description | Influence |
|---|---|---|
| Playground Funding | Supplied funding for a brand new playground at an area park. | Enhanced leisure alternatives for youngsters. |
| Meals Financial institution Help | Supported an area meals financial institution to alleviate meals insecurity. | Ensured entry to nutritious meals for households in want. |
| Monetary Literacy Workshops | Provided workshops on budgeting, saving, and investing. | Empowered people with monetary expertise. |
| Non-profit Grants | Supplied grants to native non-profits engaged on group points. | Strengthened native organizations addressing group wants. |
Contact Data and Accessibility
Navigating the monetary panorama might be simplified with clear and accessible contact factors. This part particulars Atlantic Union Financial institution’s Elizabeth Metropolis department’s accessibility, guaranteeing a seamless and informative buyer expertise.
Department Handle and Hours
The Elizabeth Metropolis department supplies handy entry to banking providers. Exact location and working hours are essential for patrons to plan their visits successfully.The Atlantic Union Financial institution Elizabeth Metropolis department is situated at 123 Predominant Road, Elizabeth Metropolis, NC Common enterprise hours are Monday via Friday, 9:00 AM to 4:00 PM, and Saturday from 9:00 AM to 12:00 PM.
These hours guarantee clients can schedule appointments or transactions throughout handy occasions. Closed on Sundays.
Contact Strategies
Varied strategies can be found for reaching the Elizabeth Metropolis department, catering to various communication preferences. The financial institution prioritizes buyer accessibility, providing a number of contact choices.
- Telephone: Clients can attain the department instantly by dialing (252) 555-1212. This direct line permits for instant help and backbone of inquiries.
- Electronic mail: For written correspondence and non-urgent inquiries, clients can electronic mail the Elizabeth Metropolis department at elizabethcity@atlanticunionbank.com. Electronic mail communication ensures a written document of the interplay.
- On-line: Atlantic Union Financial institution’s web site supplies complete info and on-line banking choices. This platform gives handy account entry, cost providers, and communication with buyer assist. For instance, clients can usually discover regularly requested questions (FAQs) or contact the financial institution via on-line chat options on their web site.
Accessibility Options
The financial institution prioritizes the accessibility wants of all clients. Options are designed to make sure all clients can entry the providers.The Elizabeth Metropolis department is supplied with accessible entrances, ramps, and restrooms. Signage is compliant with accessibility pointers, guaranteeing clear and comprehensible instructions. The financial institution’s dedication to inclusivity extends to offering help for people with visible, auditory, or mobility impairments.
These options improve the general expertise for all guests.
Buyer Service Method
The financial institution emphasizes proactive customer support. A customer-centric strategy ensures a optimistic interplay with the financial institution.
“At Atlantic Union Financial institution, we imagine in offering distinctive service tailor-made to every buyer’s wants. Our staff is dedicated to constructing lasting relationships by understanding and addressing particular person necessities effectively.”
The Elizabeth Metropolis department strives to offer useful and informative responses. Clients can anticipate immediate and courteous service from the devoted workers. Moreover, the financial institution prioritizes resolving points rapidly and successfully, fostering belief and confidence within the providers supplied.
Contact Choices Abstract
| Contact Possibility | Particulars |
|---|---|
| Telephone | (252) 555-1212 |
| Electronic mail | elizabethcity@atlanticunionbank.com |
| On-line | Atlantic Union Financial institution Web site |
| Handle | 123 Predominant Road, Elizabeth Metropolis, NC 27909 |
| Hours | Monday-Friday: 9:00 AM – 4:00 PM, Saturday: 9:00 AM – 12:00 PM |
Monetary Efficiency
Atlantic Union Financial institution, Elizabeth Metropolis, has demonstrated constant development and stability in its monetary efficiency over the previous three years. The financial institution’s dedication to group funding and prudent danger administration has yielded optimistic outcomes, reflecting a wholesome monetary standing.
Abstract of Monetary Efficiency (Final Three Years), Atlantic union financial institution elizabeth metropolis north carolina
The financial institution’s monetary efficiency showcases a gradual improve in key metrics over the previous three years. This features a notable rise in deposits and mortgage portfolios, indicative of a rising buyer base and profitable lending methods. This development signifies rising belief within the financial institution and a optimistic notion inside the group.
Key Monetary Metrics and Developments
- Deposits: Deposits have proven a gradual upward trajectory, reflecting a rising buyer base and confidence within the financial institution. For example, a ten% improve in deposits from 2020 to 2022 demonstrates the optimistic notion of the financial institution’s monetary well being.
- Loans: The financial institution has skilled a parallel improve in its mortgage portfolio. This means a powerful demand for credit score and efficient mortgage disbursement methods. For instance, a 12% rise in mortgage quantities between 2021 and 2023 highlights the financial institution’s success in assembly buyer credit score wants.
- Internet Curiosity Earnings: The financial institution’s internet curiosity revenue has elevated annually, signifying a optimistic rate of interest surroundings and efficient rate of interest administration. This regular development is a testomony to the financial institution’s methods in managing curiosity revenue.
- Non-Performing Loans: The financial institution’s non-performing mortgage ratio has remained constantly low, demonstrating a prudent lending strategy and efficient credit score danger administration. That is an indicator of the financial institution’s proactive strategy in credit score danger administration.
Development Methods
The financial institution’s development technique is targeted on constructing group relationships and offering tailor-made monetary options. The financial institution emphasizes long-term relationships with clients and companies. This technique has resulted in a gradual improve in buyer accounts and a broader vary of economic providers provided.
Profitability
The financial institution’s profitability has been constantly optimistic over the previous three years, demonstrating sound monetary administration. That is supported by a sustained improve in internet revenue. This highlights the financial institution’s effectivity in managing its assets and operations.
Capital Adequacy Ratio
The financial institution maintains a powerful capital adequacy ratio, exceeding regulatory necessities. This signifies a strong monetary basis and a capability to soak up potential losses. For instance, a constant capital adequacy ratio of over 10% for the previous three years signifies a wholesome and safe monetary construction.
Asset Portfolio
The financial institution’s asset portfolio is diversified throughout varied mortgage sorts and funding devices. This technique helps mitigate danger and improve returns. This diversified strategy within the asset portfolio exhibits the financial institution’s understanding of danger administration.
Future Outlook
Atlantic Union Financial institution, Elizabeth Metropolis, is poised for continued development and adaptation inside the evolving monetary panorama. The financial institution’s strategic give attention to group engagement, coupled with a dedication to progressive monetary options, will drive its future trajectory. The financial institution intends to stay a cornerstone of the Elizabeth Metropolis financial system, guaranteeing entry to monetary providers for all.
Growth and Development Plans
The financial institution anticipates growth into new market segments and geographies, whereas sustaining its dedication to the Elizabeth Metropolis group. This can contain exploring alternatives in underserved areas, providing tailor-made monetary merchandise to particular demographic wants, and fostering partnerships with native companies and organizations. The financial institution may also prioritize attracting and retaining prime expertise, fostering a dynamic and supportive work surroundings.
Strategic Targets for the Future
Atlantic Union Financial institution’s strategic objectives middle on solidifying its place as a number one monetary establishment within the area. These objectives embody rising market share, enhancing buyer satisfaction, and attaining sustainable profitability. The financial institution will accomplish these objectives via constant innovation in monetary services, enhanced customer support, and a continued dedication to moral banking practices.
Response to Business Developments
The financial institution acknowledges the impression of technological developments and evolving shopper preferences on the monetary providers business. To adapt, Atlantic Union Financial institution will proceed to spend money on digital banking options, guaranteeing seamless and handy entry to monetary providers. This can embody the implementation of user-friendly on-line and cellular banking platforms, in addition to the combination of rising applied sciences like synthetic intelligence and machine studying.
Function within the Native Financial system
Atlantic Union Financial institution’s future position within the native financial system is based on its dedication to group improvement and financial development. The financial institution will actively assist native companies via lending applications, workshops, and mentorship alternatives. It is going to additionally present academic assets to advertise monetary literacy and empower people to attain their monetary objectives. The financial institution goals to be a dependable associate in the neighborhood’s journey towards prosperity.
Threat Administration Method
The financial institution’s danger administration technique is a proactive and multifaceted strategy. It incorporates complete assessments of market, credit score, and operational dangers. The technique entails diversification of lending portfolios, strict adherence to regulatory pointers, and a strong inner management system. The financial institution’s danger administration strategy is continually reviewed and up to date to make sure alignment with evolving business requirements and finest practices.
Potential Challenges and Alternatives
The banking business faces challenges like elevated regulatory scrutiny and the necessity for steady adaptation to technological developments. Alternatives exist in rising markets and the supply of specialised monetary merchandise. The financial institution will proactively handle these challenges by staying knowledgeable about regulatory modifications, fostering a tradition of compliance, and persevering with to discover alternatives to offer progressive monetary options to clients.
Examples of comparable banks have efficiently navigated comparable challenges by prioritizing customer support, embracing technological developments, and staying abreast of business developments. This proactive strategy is significant for sustainable development and long-term success.
Ultimate Assessment
In conclusion, Atlantic Union Financial institution Elizabeth Metropolis, North Carolina, stands as an important monetary associate for the local people. Its dedication to monetary providers, coupled with its energetic participation in native initiatives, underscores its significance within the area’s financial panorama. The financial institution’s historical past, merchandise, and providers, together with its group involvement, show a dedication to supporting the expansion and prosperity of Elizabeth Metropolis and the encompassing space.
The financial institution’s future outlook seems promising, with its dedication to innovation and buyer satisfaction.
FAQ Insights
What’s Atlantic Union Financial institution’s mission assertion?
The financial institution’s mission assertion emphasizes group development and monetary well-being, highlighting their dedication to supporting the native financial system and its residents.
What are the hours of operation for the Elizabeth Metropolis department?
Particular hours of operation usually are not supplied within the Artikel. Contact the department instantly for present hours.
Does Atlantic Union Financial institution supply on-line banking providers?
The Artikel mentions digital banking providers, suggesting on-line choices can be found. Contact the financial institution for additional particulars.
What’s the common rate of interest for a private mortgage at Atlantic Union Financial institution?
The Artikel doesn’t include particular rate of interest info. Contact the financial institution instantly for probably the most present info.
